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Finance and Operating Leasing Done Right

Domestic and international capability coordinated by the U.S. management team


Established in 1985 to provide service to both American and Japanese corporate customers, Mitsubishi HC Capital (U.S.A.) Inc. is a wholly owned subsidiary of Mitsubishi HC Capital Inc.,.

Today Mitsubishi HC Capital (U.S.A.) specializes in creative structuring of equipment financing and trade finance for companies in a broad spectrum of industries including:

  • Technology
  • Telecommunications
  • Industrial/Manufacturing
  • Transportation
  • Energy
  • Food and Beverage

Combining the strength and reliability of a major Japanese financial organization with the US market and industry knowledge of an experienced US-based management team, Mitsubishi HC Capital (U.S.A.) is uniquely positioned to craft customer-centric financing solutions for upper middle market to investment grade credits.


Equipment Financing

Operating Lease, Finance Lease and Loan structures; Pay Per Use Contracts; Sale-Leaseback

Trade Finance

AR Purchase, Supply Chain Finance

Portfolio Acquisitions

Customized Structures

Management Team

Koichi Kusunoki


Since April 2019, Koichi Kusunoki has served as President of Mitsubishi HC Capital (U.S.A.) Inc, where he leads one of Mitsubishi HC Capital Group’s core North America based operations. Koichi has over 10 years of experience in structured finance, where he gathered extensive experience working with customers worldwide on large scale projects such as aviation and marine. Koichi also led the corporate communications and investor relations for the Group, and has a proven track record of developing and maintaining relationships with key stakeholders.

Brian Rosa

Managing Director

As Managing Director of Mitsubishi HC Capital (U.S.A.), Brian Rosa is head of the Corporate Asset Finance (CAF) business unit. Brian has more than 20 years of commercial finance and international business experience. Prior to joining Mitsubishi HC Capital (U.S.A.) in 2016 as Senior Vice President, he spent 10 years as Vice President of Macquarie Group’s global leasing division where he was responsible for portfolio management, business development, and marketing of the company’s lease and loan products.

Kei Murakami

Executive Vice President

As the Executive Vice President, Kei Murakami leads HR and Treasury Departments. Kei has over 30 years of experience in the leasing and international financing industry within the Mitsubishi HC Capital Group. Prior to his assignment in New York, He has served in the Domestic Customers Sales Department (Osaka), Commercial Insurance Sales Department (HQ, Tokyo), Accounting Department (HQ, Tokyo), International Department (NY office/HQ, Tokyo), and Investor Relations Department (HQ Tokyo).

Daniel Canine

General Counsel

Dan Canine serves as the General Counsel for MULUSA. Dan has nearly 20 years of experience as counsel in banking and finance matters. Prior to joining MULUSA, He was a senior partner at Bodman PLC, a large Detroit firm specializing in banking and finance and prior to that served as a Vice President and Assistant General Counsel for Macquarie’s Corporate and Asset Finance division. He holds a juris doctorate from the University of Michigan Law School and a BA from Michigan State University.

Charles Neff

Credit Director

Charles serves as Director of Credit, overseeing credit review of our customers and portfolio management. He has over 35 years in credit, leasing, syndication and operational management, serving as head of credit for the leasing divisions of several large US financial institutions, independent technology lessors, a healthcare manufacturer, and as a founding member of a technology leasing startup. He holds an MBA from the University of Chicago in finance and international business.

Takayasu Hara

Senior Vice President

Takayasu Hara has served as a Senior Vice President and Head of Global Business Development (GBD) of Mitsubishi HC Capital (U.S.A.) Inc. GBD primarily manages commercial relationships surrounding Japanese corporations. Takayasu has 25 years of experience in international banking and equipment finance. Prior to joining MULUSA in 2012, he served as a commercial RM / Vice President at Fifth Third Bank while covering various regions throughout the Midwest.



Commercial & Asset Finance

[email protected]

Japan Desk

[email protected]

General Inquiries

[email protected]

New York Head Office

140 East 45th Street, 30B-1
New York, NY 10017

Tel: (646) 649-2580
Fax: (646) 852-6845

San Diego Office

3661 Valley Centre Drive, Suite 200
San Diego, CA 92130

Tel: (858) 261-2500
Fax: (858) 793-0135